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Disclosures

FORM ADV3

FORM ADV PART 2A

FORM ADV PART 2A

FORM ADV PART 2B

FORM ADV PART 2B

This communication is strictly intended for individuals residing in the states of AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IN, KY, LA, MA, MD, MI, MO, NC, NJ, NY, OH, PA, SC, TN, TX, VA, WA, WI. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested.

Securities offered through Commonwealth Financial Network®, Member FINRA/SIPC. Advisory services offered through Planning Directions Inc. are separate and unrelated to Commonwealth.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Planning Directions Inc., unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties' informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. All investing involves risk, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

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